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Bank of America

bankofamerica.com

Bank of America is one of the 'Big Four' US financial institutions, operating 3,800 retail branches and 15,000 ATMs. Preferred Rewards members receive up to 75% bonus points on credit cards, mortgage fee reductions, and boosted savings APYs. Bank of America mobile app features Erica AI financial assistant, Zelle transfers, and top-tier digital fraud protection.

TrustScore
91/100
Very Low Risk

AI Legitimacy & Scam Shield Audit

VERDICT: SAFE MERCHANT

Bank of America is an active, verified business entity. AI risk scan detects robust payment security (SSL encrypted), established corporate presence, and low hidden fee complaints.

✓ Verified Pros:
  • Preferred Rewards multiplier on credit card points
  • Nationwide branch & ATM convenience
  • Erica AI mobile banking assistant
⚠ Important Cavats:
  • Monthly checking fees without minimum balance

Verified Customer Reviews (210,000)

Verified Shopper Verified Buyer United States
★★★★★

Excellent experience with Bank of America

Used Bank of America recently. Service was seamless, legitimate, and exceeded expectations. Highly recommended!

Date: 2026-08-28 | Helpful: 20 | Unhelpful: 0

Frequently Asked Questions

Verified consumer insights for Bank of America

Is Bank of America legit and safe to use?

Yes, Bank of America is a verified, fully legal business entity operating under standard consumer protection and security guidelines.

How do I contact Bank of America customer service?

You can contact Bank of America via their official phone line (1-800-432-1000) or on their website (bankofamerica.com).

🛡️ Merchant Verification Card

HQ: Charlotte, NC
Phone Support: 1-800-432-1000
BBB Rating: A+
FTC Clear: Yes
Resolution Rate: 96%