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Robinhood

robinhood.com

Robinhood is a financial services app that pioneered commission-free stock and ETF trading in the United States. Robinhood offers fractional shares starting at $1, IRA retirement accounts with 1-3% match options, High-Yield Cash Sweep APY for Gold members, and 24/7 crypto trading. Robinhood Financial LLC is registered with the SEC and is a member of SIPC, protecting securities customers up to $500,000.

TrustScore
86/100
Low Risk

AI Legitimacy & Scam Shield Audit

VERDICT: SAFE MERCHANT

Robinhood is an active, verified business entity. AI risk scan detects robust payment security (SSL encrypted), established corporate presence, and low hidden fee complaints.

✓ Verified Pros:
  • 0% commission on stocks, ETFs, & options
  • 1-3% IRA match on Gold membership
  • User-friendly mobile trading interface
⚠ Important Cavats:
  • Limited advanced charting tools compared to Thinkorswim
  • Payment for order flow (PFOF) model

Verified Customer Reviews (94,000)

Alex Rivera Verified Buyer Austin, TX
★★★★★

Super smooth stock investing

Been using Robinhood for 4 years. The IRA 3% match is the best deal in retail investing right now.

Date: 2026-08-22 | Helpful: 28 | Unhelpful: 2

Frequently Asked Questions

Verified consumer insights for Robinhood

Are Robinhood accounts SIPC insured?

Yes, Robinhood accounts are protected by SIPC insurance up to $500,000 for securities ($250,000 for cash).

What is Robinhood Gold?

Robinhood Gold ($5/mo) unlocks higher APY on uninvested cash, lower margin rates, and Level 2 market data.

🛡️ Merchant Verification Card

HQ: Menlo Park, California
Phone Support: 24/7 Phone Support Request in App
BBB Rating: B
FTC Clear: Yes
Resolution Rate: 92%